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FINANCIAL FORENSICSFeb 13, 2026

Instant Funding: The Scam vs The Reality

  ## Skip the Test?
  
  Instant Funding sounds like a dream. "Here is $10k, go trade."
  
  **The Catch:**
  1.  **Price:** It costs 5x-10x more than an evaluation.
  2.  **Drawdown:** Usually extremely tight (3-5%).
  3.  **Scaling:** Very slow.
  
  ### The Math
  - **Evaluation:** $50 cost -> Access to $50k Buying Power -> Target $3k profit.
  - **Instant:** $500 cost -> Access to $10k Buying Power.
  
  **Verdict:** Unless you are mentally unable to handle evaluation pressure, **Evaluations** mathematically offer 10x better R:R.

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