Bottom Line
Rule-disciplined traders who can follow payout and risk constraints without exceptions.
DECRYPTING OMEGA INTEL
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Finanslab Co. Prop Omega
FTMO
Last reviewed: 28.03.2026
Trustpilot 4.8Payout outlook GREEN
Rule-disciplined traders who can follow payout and risk constraints without exceptions.
FinansLab Score
Verified74/100
Internal rating
Moderate RiskGrade C
Show model breakdown
1-Step: 36/100
2-Step: 42/100
Main score is the combined profile score shown above.
Method: Lower raw risk index = stronger green safety signal in the user view.
1A. Evidence strength
How strong is the available evidence?
Firms may not publish direct payout proof. This block shows evidence strength using available official and community signals.
High evidenceScore 100/100
Official confirmation
6 official source links mapped for this profile.
Community reports
1 active complaint signal in the current sample.
Consistency across sources
No major conflict between mapped sources.
Last updated
28.03.2026
1B. Trader checkout snapshot
What matters before you buy this challenge
Use these six fields for a fast pre-check before visiting the official checkout page.
Max DD
10%
Daily DD
3%
Trailing / Static
Not verified yet
Min Trading Days
2 days
Payout Cycle
Reward request is available after a minimum of 14 days from the first day of trading.
FTMO model matrix (quick compare)
| Program | Daily DD | Max DD | Target | Verification | Min days | Payout |
|---|---|---|---|---|---|---|
| 1-Step Challenge | 3% | 10% (end-of-day trailing) | 10% | No verification phase | Minimum 4 trading days | First request after minimum 14 days; review 1-2 business days; payout 1-2 business days after invoice confirmation |
| 2-Step Challenge | 5% | 10% (static) | 10% • Verification: 5% | Verification phase required | 2-Step requires minimum 4 trading days in Challenge + 4 trading days in Verification (minimum 8 total). | First request after minimum 14 days; review 1-2 business days; payout 1-2 business days after invoice confirmation |
FTMO payout and model checks
| Model split | FTMO has separate 1-Step and 2-Step rulebooks. Do not mix daily-loss and target logic across them. |
| Risk anchor | 1-Step uses end-of-day trailing max DD; 2-Step uses static max DD. |
| Payout workflow | Request window starts after minimum 14 days, then review/invoice payout flow applies. |
| Verification difference | Only 2-Step includes Verification phase before funded account progression. |
| Decision order | Pick 1-Step or 2-Step first, then confirm daily DD, target, and payout timing for that model. |
Official SummaryExpandCollapse
Most critical summary (short)
- •You are trading on a simulated account. If approved, rewards are paid in real money.
- •Most failures happen on Daily Loss or Max Loss breaches.
- •Day reset is Prague time 00:00 (midnight CE(S)T), not your local midnight.
- •Reward flow is straightforward: wait at least 14 days, then review usually takes 1-2 business days, then payout is usually processed in another 1-2 business days after invoice confirmation.
- •1-Step and 2-Step are not the same product. 1-Step has no Verification phase; 2-Step does.
Source-based summary
FAQ
- •This is the main reference for products, rules, account handling, billing, and platform setup.
- •Practical questions such as reward withdrawal and post-pass steps are handled in separate FAQ pages.
Terms & Conditions (updated 2 February 2026)
- •The service is presented as a simulation model, not a regulated investment service.
- •Challenge accounts are simulated trading accounts.
- •Refund rights are limited after purchase, except where explicit contract exceptions apply.
- •Access is conditional on eligibility and compliance checks such as age, sanctions screening, KYC/KYB, and jurisdiction restrictions.
- •Restricted-service policy is broad and includes a long country list plus restricted Ukrainian regions. Australia and US have separate affiliate routing notes.
Trading Objectives
- •For 1-Step, target is 10% and daily loss is equity-based with midnight CE(S)T reset.
- •The daily loss reference uses prior midnight balance minus 3% of initial capital.
- •Max loss is 10% of initial capital, and breach checks include floating P/L, commission, and swap.
Comparison Table
- •2-Step uses two phases (10% then 5%) with 5% daily loss.
- •1-Step uses one phase (10%) with 3% daily loss.
- •Both use 10% max loss, but logic differs: 2-Step is static, 1-Step is end-of-day trailing.
Withdraw Reward FAQ
- •To request a reward, at least 14 days must pass from your first trading day, account result must be positive, and open/pending positions must be closed.
- •After request, review is typically 1-2 business days. After invoice confirmation, payout processing is typically another 1-2 business days.
- •Common payout channels include bank transfer, card rails where available, Skrill, and crypto.
Now What FAQ
- •In 2-Step, after passing objectives, review starts and Verification credentials usually arrive in about 1-2 business days.
- •In 1-Step, there is no Verification phase; next FTMO Account onboarding steps are sent after review.
Practical checklist
- •Set your reset clock to Prague 00:00. Do not rely on local midnight.
- •Track risk by equity, not balance only. Include floating loss, commission, and swap.
- •Before requesting reward, close all open and pending positions.
- •Keep 1-Step and 2-Step rules separate in your plan, especially daily loss and verification logic.
- •Treat this as a simulation contract workflow and follow terms exactly.
Restricted countries and eligibility
- •Nationals/residents of Iran, Syria, Myanmar, and North Korea; persons on international sanctions lists; persons with financial-crime/terrorism records; previously banned persons due to contract breach; corporate clients structured as company trusts.
- •Nationals of Iran, Syria, or Myanmar may be accepted only if they prove EEA residency and pass verification of a personal bank account at a traditional EEA bank (not neo-bank/fintech).
- •Pending
Additional risk-management restricted jurisdictions include: Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Cook Islands, Comoros, Republic of the Congo, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Eswatini, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Holy See (Vatican City State), Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Mauritania, Marshall Islands, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russian Federation, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine restricted regions (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia), Uzbekistan, Vanuatu, Venezuela, Western Sahara.
Key Terms ExplainedToggle
Flat Account
No open positions at withdrawal request time. If positions are open, withdrawal action may stay locked.
Daily Drawdown
Maximum allowed daily loss. It resets at a defined server time; breach can trigger hard failure.
Max Drawdown
Total loss boundary on the account path. Breach can terminate progression and payout eligibility.
Relative / Static
Relative drawdown can trail high-water marks; static drawdown stays fixed to the baseline level.
Hard Breach
Immediate rule-failure state that can close account path. Common triggers: daily DD, max DD, symbol loss.
User complaints & reports sent to FinansLab
Complaint list
No major verified complaint cluster in the March 2026 sample for this profile.
FinansLab March 2026 sample • Monitoring • Neutral
Latest social-check timestamp is stale; complaint signals may be incomplete.
FinansLab freshness guard • Needs refresh • Neutral